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Business insurance

Work Injury Compensation Insurance

Protect your team. Protect your business.

Work Injury Insurance provides mandatory coverage for employees who suffer injury, illness, or death arising out of and in the course of employment. It covers medical expenses, loss of income, and compensation benefits as required by law, ensuring both your employees and business are well protected.

Why get covered

Key reasons to be covered.

i.

Protects employee welfare and morale

ii.

Covers medical expenses and loss of earnings due to work-related injuries

iii.

Ensures compliance with the Work Injury Compensation Act (WICA)

iv.

Reduces financial risk to your business

What it covers

Choose the level of protection that fits.

Comprehensive protection for all your employees

Medical Expenses

Covers hospitalisation, surgical, and medical treatment costs resulting from workplace injuries or occupational diseases.

Income Replacement

Provides compensation for loss of earnings during recovery.

Permanent Disability or Death Benefits

Pays lump sum compensation to affected employees or their families.

Rehabilitation and Support

Covers costs for rehabilitation or therapy following a workplace injury.

How we work

A broker works for you, not for the insurer.

i.

We listen and understand

Your needs, your lifestyle and your priorities come first, whether the cover is personal or for the business you run.

ii.

We recommend and personalise

Our brokers curate and compare plans across fourteen insurers, and explain the difference in plain terms.

iii.

You are covered with confidence

We handle the paperwork and the renewals, and we stand beside you when you need to make a claim.

Why THIB

An independent broker, on your side.

As your independent insurance broker, THIB helps you compare and customise the right business insurance plans. We partner with trusted insurers to deliver cost-effective coverage and responsive service, ensuring your business stays protected as it grows.

Placed with fourteen insurers.

Every quote we send has been compared across our panel. We work for you in the negotiation.

Related cover

Also for your business.

Get in touch

Ready to be properly covered?

Tell us what you need to protect. A broker will come back with options from our panel, usually within a business day.

The office

Address71 Bukit Batok Crescent
#11-07 Prestige Centre
Singapore 658071
HoursMon–Fri 9.30am–6.30pm
Sat by appointment
Sun & PH closed